Reference Guide Archives

These documents are information references to be used in conjunction with your Statement of Advice, Product Disclosure Statements (PDSs) and research materials provided.

The following is an archive of previous Reference Guide versions. Please refer to the title page of your Statement of Advice for your relevent Reference Guide version, or contact your Financial Planner.

These documents contain information about our recommendations that you should read and understand. Further and more expansive information on any product recommended is available in the Product Disclosure Statements and research material provided with your Statement of Advice or Record of Advice.

These documents do not contain financial advice and do not make recommendations for your specific financial situation and current circumstances. Information provided is general or factual in nature and should be read with consideration of your personal situation, needs and objectives.